Insurance Coverage for Wolt Couriers Through Onsi

February 14, 2026239 Views 2 min read

Wolt Courier Insurance Explained: Free Onsi Coverage for Accidents and Injuries

A New Step Toward Protecting Delivery Workers in the Gig Economy

As the gig economy continues to expand across Europe and beyond concerns over worker safety and social protection have moved to the forefront of public debate. Delivery couriers in particular face daily risks on the road often without the safeguards associated with traditional employment.

In response Wolt has introduced an insurance scheme for its couriers in partnership with Onsi aiming to provide a basic safety net for those working through the platform.

What Is Onsi Insurance?

Onsi is a benefits and insurance provider focused on freelancers and platformbased workers. Its model is designed around activitybased coverage meaning insurance is activated when a courier logs into the Wolt app and begins working.

This approach reflects the flexible nature of gig work offering protection without requiring longterm employment contracts.

What Does the Insurance Cover?

According to available information the insurance provided via Onsi includes:

Compensation for accidental injuries sustained while working.
Financial support in cases of hospitalization due to a covered accident.
Compensation in the event of death resulting from a workrelated accident.

The coverage is designed to address the most critical risks couriers may encounter during deliveries.

Is the Insurance Free for Couriers?

Yes. The insurance is fully funded by Wolt meaning couriers do not need to pay premiums or enroll separately. Eligible workers are covered automatically while working through the platform.

When Is the Coverage Active?

Insurance protection applies:

During active delivery sessions.
While logged into the Wolt app for work.
For a limited period after logging out offering additional protection during workrelated travel.

Why This Move Matters

This initiative highlights a broader shift among delivery platforms toward voluntary protection measures for gig workers. While not a replacement for traditional employment benefits such schemes may influence future labor regulations and raise expectations for minimum safety standards in platformbased work.